From real-time ACH orchestration to cross-border remittance — our integrated product suite covers every layer of the payment stack, deployable in months, not years.
Product — SnapHub Platform
Empowering financial institutions with a fully integrated payment modernisation stack — NPCI NACH compliant, ISO 20022 native, and designed for production-grade real-time processing across every payment scheme.
Platform Enablements
Payment Orchestration
Core Capabilities
End-to-end NACH mandate management, Direct Debit/Credit, and APB Credit processing — fully compliant for both sponsor and destination banks.
Instant, irrevocable payments with complete visibility at every stage — from initiation through clearing to final settlement confirmation.
Full MT↔MX message translation, rich data preservation, and scheme-specific validation across RTGS, domestic rails, and SWIFT corridors.
Transform any corporate bulk payment file to bank-specific formats. Supports ISO 20022 Pain.001 to CSV and vice versa — seamless ERP integration.
Single-window corporate portal for direct management of NACH and all payment collection schemes — with multi-level authorisation workflows.
Real-time payment status tracking, treasury dashboards, and automated reconciliation reporting across all active schemes and channels.
Standards & Integrations
Ready to modernise your payment stack?
From NACH orchestration to real-time rails — we deploy production-grade payment infrastructure in 2–3 months.
Product — Snap Recon
Advanced, high-precision reconciliation for multi-system data integrity. Snap Recon eliminates manual reconciliation — automating the entire lifecycle from data ingestion to exception reporting across all payment channels.
NEW
AI Technical Architecture
Core Capabilities
End-to-end automated matching of inbound and outbound transactions — eliminating manual reconciliation for unpaid, outstanding, and rejected claims.
Schedule reconciliation processing from diverse sources — FTP, SFTP, URL, and Email — at any frequency, from real-time to end-of-day batch cycles.
Calculate complex fee structures and matching logic using a configurable rules engine — without code changes. Finance teams can own their own recon rules.
Pluggable architecture that integrates seamlessly with core banking systems, payment switches, ERPs, and third-party financial service ecosystems.
On-demand and scheduled reconciliation reports with configurable dashboards — giving treasury teams instant visibility of matched, unmatched, and aged items.
Microservices built on Apache Kafka, Kubernetes, and Jenkins CI/CD — with KrakenD API Gateway ensuring high-performance integration at enterprise scale.
Technology Stack
Eliminate reconciliation backlogs
From NACH to multi-bank statement matching — Snap Recon removes the manual burden and gives your real-time clarity.
Product — Microfinance & Agency Banking
A single, unified platform supporting both assets and liabilities products for microfinance institutions and agent networks — with offline capability, biometric authentication, and seamless interoperability across channels and systems.
Platform Features
Support both loan origination and deposit products on one unified platform — giving MFIs and community banks a single system of record for their entire portfolio.
Field agents operate seamlessly in low-connectivity environments with automatic sync when connectivity is restored — no transaction loss, no duplicate risk.
Open API architecture enables seamless integration with core banking systems, payment switches, MNO mobile money platforms, and third-party service providers.
Fingerprint and facial recognition authentication on both device and backend — ensuring secure, frictionless identity verification for agents and borrowers at the last mile.
Support for USSD, mobile app, web, and agent POS channels — with multi-factor authentication across all touchpoints for maximum security and accessibility.
Support for both cardless mobile-based transactions and card-based (Chip, Mag stripe) payments — extending reach to all population segments regardless of infrastructure.
Easy integration with billers, ticketing platforms, utility providers, and government disbursement systems — enabling MFIs to offer a full digital services ecosystem.
Enable G2P disbursements — pension, subsidy, welfare — through the agent network, extending the government's payment reach to citizens without bank accounts.
Offer micro-insurance and micro-pension products through the same agency banking channel — turning agents into financial inclusion hubs for underserved communities.
Application and agent interfaces available in multiple local languages — removing the literacy and language barriers that limit financial inclusion at the grassroots level.
Web-based Business Correspondent and agent management dashboard — covering onboarding, transaction limits, commission calculation, performance tracking, and settlement.
Real-time loan book matching across all collection channels — with NPA flagging, demand notice triggers, and automated reporting integrated to your loan management system.
Technology & Standards
Bring more people into the financial system
From field agent apps to loan disbursement and portfolio reconciliation — we understand last-mile delivery. Let us show you how to expand your reach.
Product — Risk & Governance
Our Risk & Governance suite covers the full compliance lifecycle — from transaction-level AML screening and sanctions filtering to real-time fraud monitoring and configurable risk scoring for every customer and counterparty.
Snap AML
Snap FRM
Snap AML — Core Features
Automated screening against national, international, and UN watchlists — covering OFAC, EU, HMT, and domestic databases in real-time at every transaction.
Payment transaction monitoring, customer re-profiling, rules engine, peer group analysis, counterparty analysis, cross-border wire scanning, and watchlist filtering — all in one platform.
Real-time alert generation for suspicious activity — with configurable thresholds, typology-based detection, and priority scoring to focus analyst attention where it matters most.
End-user configurable dashboards giving compliance teams full control over their workflow — from alert queues and case management to SAR filing and regulatory reporting.
Modular, pluggable architecture enabling rapid deployment alongside existing core banking, payment, and CRM systems — without disrupting live operations.
Dynamic customer risk scoring based on transaction behaviour, geography, counterparty risk, and product usage — continuously updated to reflect evolving risk profiles.
Technology & Compliance Standards
Stay ahead of compliance obligations
From sanctions screening to real-time fraud monitoring — our Risk & Governance suite integrates with your existing stack in weeks.
Product — Digital Wallets
A high-frequency, enterprise-grade digital wallet platform supporting closed and open loop wallets — with ledger integrity, seamless P2P transfers, and multi-channel payment capability for banks, MFIs, insurers, and fintechs.
Key Features of the Solution
Core Capabilities
Support for both internal closed-loop store credits and open-loop card-linked wallets — enabling full financial flexibility for every use case from merchant loyalty to banking.
High-frequency reconciliation between wallet balances and actual escrow bank accounts — ensuring every digital balance is fully backed and auditable at any point in time.
Peer-to-peer transfers settled in real time with automated fraud monitoring — enabling consumers and agents to transact instantly with full security controls.
Accept and make payments via QR, NFC, USSD, in-app, and card — giving wallet holders flexibility to transact across any channel or device available to them.
Automated real-time fraud monitoring on every wallet transaction — with configurable velocity limits, anomaly detection, and instant block capability for the operations team.
Open APIs for integration with core banking, insurance, MFI, and ERP systems — enabling wallet capability to be embedded within any existing financial service application.
Technology & Standards
Launch your digital wallet
From closed-loop loyalty wallets to open-loop banking products — we build the infrastructure so you can focus on your customer experience.
Product — eKYC & Digital Onboarding
Secure, compliant, and frictionless digital onboarding for the global financial ecosystem — from biometric liveness detection to instant business entity verification and automated document extraction.
Core Capabilities
Web and mobile-based interface for merchants to sign up — with forms for entering business details, contact information, and tax IDs in a fully guided flow.
Upload functionality for business registration, tax documents, bank statements, and ID proofs — with OCR for extracting data from uploaded documents automatically.
e-KYC for verifying business owners, AML checks to detect fraud risks, and watchlist screening covering global sanction lists and politically exposed persons.
Seamless integration with acquiring banks and PSPs — with automated settlement account linking and multi-currency support and payout setup.
API suite for embedding onboarding into existing merchant portals — with webhooks for real-time onboarding status updates and event-driven notifications.
Real-time onboarding status tracking for merchants and administrators — with custom reports on approval rates, fraud detection, and compliance metrics.
Technology & Standards
Onboard customers in seconds, not days
From selfie to verified customer in under 30 seconds — our digital onboarding platform removes friction without compromising compliance.
Product — Remittance Platform
A comprehensive remittance platform for cross-border money transfer with real-time FX rate integration, secure corridor management, centralised agent payout hub, and automated regulatory reporting for both sender and receiver countries.
How It Works
Core Capabilities
Manage multiple currency corridors from a single platform — with real-time FX rate integration, configurable spread management, and corridor-level P&L visibility.
Centralised platform to manage payout agents across countries — with automated agent settlement, commission calculation, and real-time reconciliation to the central ledger.
Automated generation of compliance reports for central banks in both sender and receiver countries — covering transaction limits, cross-border reporting, and suspicious activity.
Deliver funds via local payment rails — bank transfer, mobile wallet, and cash agent — ensuring the fastest possible delivery to the beneficiary regardless of location.
Live FX rate feeds integrated directly into the payment workflow — with configurable rate buffers, customer-facing rate display, and automated hedging support.
Every remittance transaction screened against global watchlists in real time — with FATF-compliant transaction monitoring and automated SAR filing capability.
Technology & Standards
Launch your remittance corridor
From FX rate management to last-mile agent settlement — we deliver the full remittance infrastructure stack, compliant and ready to scale.