About SnapHub

Built on Deep
Payments Expertise

We are a specialist payments technology team with hands-on experience across global payment schemes, core banking integrations, and end-to-end transaction systems — serving Governments, Banks, Financial Services institutions, Microfinance organisations, and Corporates worldwide.

Core Banking
Platform integrations
Multi-Sector
Client coverage

Payments Specialists,
Not Generalists

SnapHub was founded on a single conviction: that payments infrastructure is too critical and too complex to be left to generalist consultants. Our team brings together practitioners who have architected, integrated, tested, and operated real-time payment systems across some of the world's most demanding regulatory environments.

From central bank RTGS systems to consumer mobile wallets, from ISO 20022 migration projects to proprietary bank messaging — we have done it, not just studied it.

Our Core Capabilities

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Straight-Through Processing End-to-end STP design across global interbank and domestic schemes
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Core Banking Integration Deep experience with Finacle, Flexcube, T24, EQ3 and proprietary systems
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Multi-Channel Delivery Internet banking, corporate portals, mobile channels, SMSC & email channels
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Global Standards Fluency ISO 20022, ISO 8583, SWIFT MT, NACHA, NACH, SEPA and country-specific formats

Across Every Major Payment Scheme

Our engineers and architects have direct, production-level experience with the world's leading payment rails — built over years of delivery across four continents.

Real-Time & High-Value Payments

  • RTGS (Real Time Gross Settlement)
  • US RTP (Real Time Payments)
  • FPS – Faster Payments (UK)
  • IMPS – Immediate Payment (India)
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Batch & Automated Clearing

  • ACH – US NACHA
  • NACH – India National Automated Clearing
  • Direct Debits (UAE)
  • CTS – Cheque Truncation System
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Cross-Border & International

  • SWIFT (Society for Worldwide Interbank)
  • SEPA – Single Euro Payments Area
  • CLS – Continuous Linked Settlement (UK)

Trusted Across Five Sectors

Our experience spans the full spectrum of payments stakeholders — from sovereign governments to community microfinance institutions.

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Government

Central banks, treasury operations, public sector disbursements, and government-to-citizen payment platforms.

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Banks

Retail and commercial banks, correspondent banking, interbank settlements, and core system modernisation.

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Financial Services

Payment processors, fintech firms, insurance companies, wealth managers and capital markets participants.

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Microfinance

MFIs, credit unions, rural banking networks, and community lenders integrating into national payment rails.

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Corporates

Corporate treasury, ERP payment integration, payroll systems, bulk disbursements, and collections.

Message Format Mastery

Fluency in every major payments messaging standard — critical for seamless integration across jurisdictions and platforms.

ISO 20022

US RTP, India RTGS, UK SEPA, and international migration programmes — we have implemented ISO 20022 in production across multiple markets.

SWIFT MT

Full suite of SWIFT MT message categories for cross-border payments, confirmations, and correspondent banking flows.

ISO 8583

Card-based transaction messaging for ATM networks, POS systems, and proprietary bank card processing platforms.

Country Specific

US NACHA, India NACH/NEFT, UAE FTS/DDS — deep knowledge of domestic proprietary formats across key markets.

Core Systems We Work With

Hands-on integration experience with the platforms that power modern banking.

🏦 Core Banking Platforms
Finacle 7.x Finacle 10X Flexcube T24 / Temenos EQ3 Proprietary ISO8583
💳 Specialised Systems
Loan Management Credit Card Systems Signature Systems Collections Reconciliation
📲 Channels & Subsystems
Internet Banking Corporate Banking Portal Mobile Channels SMSC / SMS Gateway Email Notifications

What Sets Us Apart

🎯 Domain-First Thinking

Every engagement starts with payments business logic — not technology. We understand regulatory requirements, scheme rules, and settlement cycles before writing a line of code.

🌐 Multi-Market Fluency

We have delivered across US, UK, UAE, and India markets — giving us genuine cross-jurisdictional perspective that drives better architecture decisions.

🔧 Integration Specialists

Our sweet spot is the hardest part of payments — connecting schemes, core systems, channels, and reporting with zero leakage and full straight-through processing.

⚖️ Regulated Environment Veterans

We have worked within central bank frameworks, banking regulators, and compliance-intensive environments — understanding what it means to build safely and correctly.

Our Offices

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UAE Office

Office 703, Saba Tower 1
Cluster E, Jumeirah Lakes Towers
Dubai, UAE

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India Office

4653/21, Ansari Road
Daryaganj, Central Delhi
Delhi, India – 110002